Citibank and extra cash to give?

An unknown number called and I picked it up, 

Unknown : Hi, Is this William?

Me : Yes, I am. 

Unknown : I'm calling from Citibank. It's regarding your credit card.

Me : Okay.

Citibank Sales : Do you have any balances that you want to transfer to your Visa Clear Card?

Me : No. 

Citibank Sales : How about any extra cash you want so to help you on your business?

Me : No, I don't own any business. 

Citibank Sales : Ok, thank you and bye.

Wow.... That's fast. Now here's the thing. The catch is not to ask the person if you want any bank transfer or extra cash but telling you it is regarding your credit card. So, they have change their tactics so they don't get any hang-ups immediately. Good approach but still I don't need any transfer or extra cash. If extra cash that I don't have to return then it's good.

Oh boy, i am so tired lately...

williamwilstroth... I don't feel like a young man...